Legal & Documents 3 min read

Can You Sell a Car Without a PPSR Check in Australia?

PPSR checks are common when buying and selling cars — but are they legally required? Here's what you need to know as a seller.

A PPSR check is not legally required for sellers

There is no legal requirement in Australia for a seller to obtain or provide a PPSR certificate before selling a vehicle. The PPSR check is a buyer protection measure — it benefits the buyer by revealing encumbrances, write-off history, and stolen status.

As a seller, you are not legally obligated to provide one. However, not providing one can create friction in a private sale, as informed buyers will conduct their own check before handing over money.

Practical reasons to check your own car first

Even if you're not legally required to provide a PPSR check, there are practical reasons to do one before listing:

  • If your car has unreleased finance (a common oversight after paying out a car loan), a PPSR check reveals it. You can then contact your lender to have the security interest discharged.
  • It removes uncertainty from the negotiation — buyers can't use 'I need to do a PPSR check' as a delaying tactic.
  • It's $2.20 and takes 60 seconds.

For sales to Sold Fast, we conduct our own PPSR check as standard — you don't need to provide one.

Frequently asked questions

What happens if there's finance on my car and I sell it without disclosing it?

If there's an active finance security interest on your car and you sell without disclosing it, the buyer may have rights to seek a remedy. Always disclose known finance encumbrances.

How do I release a PPSR security interest after paying out finance?

Contact your lender and request a 'discharge of security interest'. They are legally required to release it within 5 business days of full payout.

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