Finance & Payment 3 min read

Capital Gains Tax on Car Sales in Australia: What You Need to Know

Do you pay Capital Gains Tax when you sell a car in Australia? The short answer for most sellers is no — but there are narrow exceptions worth knowing.

Personal-use vehicles are CGT exempt

Under Australian tax law, personal-use assets — including cars — are generally exempt from Capital Gains Tax (CGT). The ATO defines a personal-use asset as something used primarily for personal enjoyment or use.

For the vast majority of Australians selling their personal vehicle, there is no CGT liability regardless of whether the car has appreciated in value (which has occurred with certain vehicles during the 2021–2022 supply shortage).

You don't need to report the sale of a personal car on your individual tax return.

When CGT might apply

There are narrow circumstances where CGT could become relevant:

  • **Investment or collectible vehicles.** Classic cars held primarily as investments (not for personal use) may not qualify for the personal-use asset exemption.
  • **Business vehicles.** If the car was used primarily for business purposes, it may be subject to different tax treatment.
  • **Very high-value collectors.** Cars worth over $10,000 held as assets and never used personally.

For ordinary sellers, none of these apply. When in doubt, speak with a registered tax agent.

Frequently asked questions

Do I have to declare my car sale on my tax return?

No — sales of personal-use assets like your personal vehicle are not required to be declared on your individual tax return.

What if my car's value went up since I bought it?

Even if you sell for more than you paid, the CGT personal-use asset exemption still applies for a car used for personal purposes. You keep any appreciation tax-free.

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